{"id":99,"date":"2026-10-15T11:00:00","date_gmt":"2026-10-15T11:00:00","guid":{"rendered":"https:\/\/www.umavadher.com\/blog\/?p=99"},"modified":"2026-10-15T11:00:00","modified_gmt":"2026-10-15T11:00:00","slug":"mortgage-rates-arent-backing-down-yet","status":"publish","type":"post","link":"https:\/\/www.umavadher.com\/blog\/2026\/10\/15\/mortgage-rates-arent-backing-down-yet\/","title":{"rendered":"Mortgage Rates Aren\u2019t Backing Down Yet"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/uma-vadher\/rates-baking-yet\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Mortgage rates are still holding firm, with current averages hovering near 7%\u2014a number that continues to shape the landscape for buyers, sellers, and investors alike. Unless we see inflation cool enough to influence the Fed\u2019s direction, affordability will likely remain a significant factor in the market. Persistent inflation, along with the possibility of another Fed rate hike and wider mortgage-backed securities spreads, may add even more pressure to borrowing costs. A meaningful drop in rates would require sustained progress on inflation, steadier long-term yields, reassuring Fed signals, and healthier MBS spreads. For anyone considering a move\u2014whether buying, selling, or refinancing\u2014today\u2019s rates should be the foundation for your planning, with any future rate relief seen as a bonus. As someone who navigates this market daily with clients across Massachusetts and Rhode Island, I know how important it is to stay informed and prepare strategically for every possibility.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mortgage rates are still holding firm, with current averages hovering near 7%\u2014a number that continues to shape the landscape for buyers, sellers, and investors alike. Unless we see inflation cool enough to influence the Fed\u2019s direction, affordability will likely remain a significant factor in the market. Persistent inflation, along with the possibility of another Fed [&hellip;]<\/p>\n","protected":false},"author":425,"featured_media":100,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-99","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/posts\/99","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/users\/425"}],"replies":[{"embeddable":true,"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/comments?post=99"}],"version-history":[{"count":1,"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/posts\/99\/revisions"}],"predecessor-version":[{"id":101,"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/posts\/99\/revisions\/101"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/media\/100"}],"wp:attachment":[{"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/media?parent=99"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/categories?post=99"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/tags?post=99"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}