{"id":60,"date":"2026-10-01T11:00:00","date_gmt":"2026-10-01T11:00:00","guid":{"rendered":"https:\/\/www.umavadher.com\/blog\/?p=60"},"modified":"2026-10-01T11:00:00","modified_gmt":"2026-10-01T11:00:00","slug":"us-buyers-navigate-14-month-cost-high","status":"publish","type":"post","link":"https:\/\/www.umavadher.com\/blog\/2026\/10\/01\/us-buyers-navigate-14-month-cost-high\/","title":{"rendered":"US Buyers Navigate 14-Month Cost High"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/uma-vadher\/mortgage-costs-high-0a00\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Navigating the current real estate landscape means buyers are facing some of the steepest monthly payments in over a year\u2014by late Q3, the average payment hit $2,600. With mortgage costs climbing and median sale prices holding steady (the national median is up about 2% year-over-year to $399,000), affordability is definitely at the forefront of many clients\u2019 minds. This has kept pending sales relatively flat month-over-month and lower compared to last year.<\/p>\n<p>I\u2019ve seen mortgage-purchase applications dip slightly, while new listings have slowed down a bit thanks to holiday timing\u2014but interestingly, listings are still a bit higher than the same period last year. Seller strategy is crucial in this environment: around 21% of active listings cut prices recently, showing that sharper, more realistic pricing attracts the right attention. Overpricing, on the other hand, tends to make buyers hesitate.<\/p>\n<p>Inventory has improved modestly too, with the active supply up about 2% year-over-year to 1.5 million homes and about four months of supply on the market, though we\u2019re still not quite at a balanced market. As always, I\u2019m here to help clients understand these shifts\u2014whether you\u2019re buying or selling in Massachusetts or Rhode Island, a thoughtful approach makes all the difference.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Navigating the current real estate landscape means buyers are facing some of the steepest monthly payments in over a year\u2014by late Q3, the average payment hit $2,600. With mortgage costs climbing and median sale prices holding steady (the national median is up about 2% year-over-year to $399,000), affordability is definitely at the forefront of many [&hellip;]<\/p>\n","protected":false},"author":425,"featured_media":61,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-60","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/posts\/60","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/users\/425"}],"replies":[{"embeddable":true,"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/comments?post=60"}],"version-history":[{"count":1,"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/posts\/60\/revisions"}],"predecessor-version":[{"id":62,"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/posts\/60\/revisions\/62"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/media\/61"}],"wp:attachment":[{"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/media?parent=60"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/categories?post=60"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/tags?post=60"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}