{"id":16,"date":"2026-09-12T11:00:00","date_gmt":"2026-09-12T11:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/umavadher-com\/2026\/09\/12\/builders-navigate-rising-credit-costs-with-resilience\/"},"modified":"2026-09-12T11:00:00","modified_gmt":"2026-09-12T11:00:00","slug":"builders-navigate-rising-credit-costs-with-resilience","status":"publish","type":"post","link":"https:\/\/www.umavadher.com\/blog\/2026\/09\/12\/builders-navigate-rising-credit-costs-with-resilience\/","title":{"rendered":"Builders Navigate Rising Credit Costs with Resilience"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Builders are facing tougher credit conditions once again. According to the NAHB, residential land and construction loans have now tightened for the 18th consecutive quarter. Lenders are asking for more personal guarantees, and while interest rates for land loans have gone up, there\u2019s been a slight dip for single-family construction\u2014though initial points are higher across the board. For those considering building a new home or investing in land in Massachusetts or Rhode Island, it\u2019s important to stay aware of these financial shifts. Navigating these changes with the right guidance can make all the difference in your real estate journey.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.lbmjournal.com\/industry-news\/data\/press-release\/15832525\/national-association-of-home-builders-cost-of-credit-for-builders-up-per-nahb\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Builders are facing tougher credit conditions once again. According to the NAHB, residential land and construction loans have now tightened for the 18th consecutive quarter. Lenders are asking for more personal guarantees, and while interest rates for land loans have gone up, there\u2019s been a slight dip for single-family construction\u2014though initial points are higher across [&hellip;]<\/p>\n","protected":false},"author":425,"featured_media":42,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-16","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/posts\/16","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/users\/425"}],"replies":[{"embeddable":true,"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/comments?post=16"}],"version-history":[{"count":0,"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/posts\/16\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/media\/42"}],"wp:attachment":[{"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/media?parent=16"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/categories?post=16"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.umavadher.com\/blog\/wp-json\/wp\/v2\/tags?post=16"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}